Bank of India (BOI) is recruiting for the post of Credit Officers in the General Banking Officer stream. This is a great opportunity for those who want a Regular job in the banking sector. The bank has released a total of 514 vacancies for these posts. The recruitment notification was released on 01/11/2025. Candidates can be posted anywhere in India. The online application process starts on 20/12/2025 and the last date to apply is 05/01/2026. Applicants from all over India are eligible to apply for this recruitment.
Recruitment Overview
| Recruitment Organization | Bank of India (BOI) |
| Post Name | Credit Officer (GBO Stream) |
| Advt No. | Project No. 2025-26/01 |
| Job Type | Regular |
| Mode of Exam | Computer Based Test (Online) |
| Vacancies | 514 |
| Salary | High Salary as per Scale II, III, and IV Pay Matrix |
| Applicant Eligible From | India |
| Job Location | Anywhere in India |
| Category | Bank Jobs |
Post Details
| Credit Officer SMGS-IV | GEN - 17, OBC - 9, SC - 5, ST - 2, EWS - 3 | 30 to 40 Years |
| Credit Officer MMGS-III | GEN - 25, OBC - 16, SC - 9, ST - 4, EWS - 6 | 28 to 38 Years |
| Credit Officer MMGS-II | GEN - 172, OBC - 112, SC - 62, ST - 31, EWS - 41 | 25 to 35 Years |
There are also reservations for Persons with Benchmark Disabilities (PwBD) across these posts. The total number of vacancies is provisional and may vary according to the actual requirement of the Bank. The cut-off date for age calculation is 01/11/2025.
Age Relaxation: The upper age limit is relaxed by 5 years for SC/ST candidates and 3 years for OBC (Non-Creamy Layer) candidates. For Persons with Benchmark Disabilities, the relaxation is 10 years. Ex-Servicemen and other specific categories also have age relaxation as per government rules.
Exam Fee
| General & Others | Rs. 850 |
| SC / ST / PWD | Rs. 175 |
Essential Qualification
- Credit Officer (Scale IV)
- Degree (Graduation) in any discipline with 60% marks (55% for SC/ST/OBC/PWD).
- AND one of the following:
- Certificate Course by IIBF in Trade Finance/Credit/MSME.
- OR MBA/PGDBM in Banking/Finance.
- OR Master degree in any field.
- OR CA / CFA / ICWA.
- Experience: Minimum 8 years of experience as an officer (with 5 years in credit-related areas).
- Credit Officer (Scale III)
- Degree (Graduation) in any discipline with 60% marks (55% for SC/ST/OBC/PWD).
- AND one of the following:
- CA / CFA / ICWA.
- OR MBA/PGDBM in Banking/Finance.
- OR Minimum 5 years of post-qualification experience as an officer (with 3 years in credit-related areas).
- Credit Officer (Scale II)
- Degree (Graduation) in any discipline with 60% marks (55% for SC/ST/OBC/PWD).
- AND one of the following:
- CA / CFA / ICWA.
- OR MBA/PGDBM in Banking/Finance.
- OR Minimum 3 years of post-qualification experience as an officer (with 2 years in credit-related areas).
Note: The percentage marks shall be determined as per the norms of respective Universities. The fraction of percentage will be ignored. The educational qualification and experience should be as on 01/11/2025.
Selection Process
- Online Examination: This exam will have objective-type questions.
- Subjects: The exam includes English Language, Reasoning, Quantitative Aptitude, and Professional Knowledge relevant to the post.
- Exam Duration: The total duration of the exam is 150 minutes.
- Marks: The total maximum marks for the online exam are 150.
- Language: The tests (except English) will be available in English and Hindi.
- Interview: Candidates who qualify in the online exam will be called for a Personal Interview.
- Merit List: The final selection will be based on the combined marks of the Online Examination and Interview (Ratio 70:30).
How to Apply
- First, visit the official website of the Bank of India.
- Go to the "Career" section and look for the recruitment notice for Credit Officers (Project No. 2025-26/01).
- Click on Apply Online to open the registration page.
- Select "Click here for New Registration" and enter your Name, Contact details, and Email-id.
- Upload your scanned Photograph, Signature, Left Thumb Impression, and Hand Written Declaration.
- Fill in your personal details and educational qualification details carefully.
- Pay the application fees using Online Payment modes like Debit Card, Credit Card, or Internet Banking.
- Click on "Submit" to complete the application.
- Take a printout of the e-Receipt and the online Application Form for future reference.
Important Dates
| Online Registration Starts | 20/12/2025 |
| Last Date to Apply | 05/01/2026 |
| Payment of Fees | 20/12/2025 to 05/01/2026 |
| Relevant Date for Age/Qualification | 01/11/2025 |
Important Links
| Apply Online (Link Active on 20/12/2025) | Click Here |
| Notification | Click Here |
| Official Website | Click Here |
FAQs
- Question: When does the online registration start for BOI Credit Officer Recruitment?
- Answer: The online registration starts on 20/12/2025.
- Question: How many vacancies are there in this recruitment?
- Answer: There are a total of 514 vacancies for Credit Officers across different scales.